
On demand 🤝 live support
Instant Cash Smarter Loan
Your Trusted Partner for Instant Financial Solutions


Kenya'S Most Trusted Lending App-ZK Pesa
We have empowered millions in Kenya by providing swift financial relief during urgent times, turning pressing needs into opportunities.

Better interaction ✨
How to get your First Loan?

• Step 2 • Fill Information
Complete your details in just 3 minutes—get instant approval & access to your loan limit effortlessly!"

• Step 4 • Get coupon immediately!
Upon successful loan approval, exclusive rewards await—download now for instant benefits!

• Step 1 • Download From Google Play
Search ‘ZK Pesa’ on Google Play Store—Download Kenya’s Fastest Loan App Today!

• Step 3 • Select your loan plan
We offer diverse financing solutions tailored to address your urgent financial needs with prompt and seamless support.

Need some help?
FAQ
Answers to
Common Questions
At the heart of everything we do is an unwavering commitment to putting our users first. We believe exceptional service begins with listening, evolves through understanding, and endures by continuously exceeding expectations.
Hello, you can check your repayment amount and repayment time through the APP order details page, if you have any questions, you can also contact our customer service and consult.

Valuable 🧑🏼🤝🧑 Feedback
Trusted by the people of Kenya
“zk-pesa is a game-changer! Transfers are instant, and the low fees save me so much. The app is so easy to use, even my mama can do it!"
4.8





James Mwangi – Nairobi
"I run a small shop, and zk-pesa helps me receive payments smoothly. No more delays or network issues. Best mobile money service in Kenya!"
5





Grace Atieno – Mombasa
"From sending money to paying bills, zk-pesa makes everything faster. Customer care is always helpful too. 10/10 recommend!"
4.6





Brian Omondi – Kisumu
"As a student, I rely on zk-pesa for my allowances. Super reliable and the cashback offers are a sweet bonus. Thanks, zk-pesa!"
4.5





Fatuma Abdi – Eldoret
"I’ve tried many mobile wallets, but zk-pesa stands out. Safe, fast, and no hidden charges. My go-to for family remittances!"
5





Mwende Mutua – Nakuru
"Farmers like me depend on quick payments. zk-pesa never disappoints—even in remote areas. Big up to the team!"
4.9





David Kiprop – Kericho
"The loan feature saved my business during tough times. Repayments are flexible, and the process is transparent. God bless zk-pesa!"
4.3





Lilian Wanjiku – Thika

What we do in Kenya
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